These Level-Funded plans look and perform just like a fully-insured plan, but with the opportunity for the Employer to receive a surplus refund if the Group’s claims run better than expected. If the Group’s claims don’t run as well as expected, there is no increased liability to the Employer. Simplified Underwriting (No IMQ’s) for groups of 15 or more enrolled. Send your RFP’s to: service@wrightinsurancegroup.com